--- title: "Accurate COB: A Matter of Time" description: "Accurate COB: A Matter of Time" image: https://blog.rsrit.com/hubfs/5-25InvestinaI-2.jpg --- ![Rsrit](https://blog.rsrit.com/hs-fs/hubfs/Reliable_Software_September2017/Images/DevOps.jpg?width=1900&height=404&name=DevOps.jpg) - info@rsrit.com - +1(248) 477-3555 - - - - [![Reliable Software](https://blog.rsrit.com/hubfs/Reliable_Software_September2017/Images/logo_dark.png)](http://www.rsrit.com/) - [HOME](http://www.rsrit.com/) - [ABOUT US](http://www.rsrit.com/about-us) - [SERVICES](http://www.rsrit.com/#) - [Strategy & Advisory](http://www.rsrit.com/strategy-and-advisory) - [Analytics](http://www.rsrit.com/analytics) - [Cloud](http://www.rsrit.com/cloud) - [DevOps](http://www.rsrit.com/devops) - [Information Management](http://www.rsrit.com/information-management) - [Legacy Modernization](http://www.rsrit.com/legacy-modernization) - [Workforce Management](http://www.rsrit.com/workforce-management) - [INDUSTRY](http://www.rsrit.com/#) - [Healthcare](http://www.rsrit.com/healthcare) - [Government](http://www.rsrit.com/government) - [Manufacturing](http://www.rsrit.com/manufacturing) - [Banking & Financial](http://www.rsrit.com/banking-and-financial) - [Retail](http://www.rsrit.com/retail) - [Insurance](http://www.rsrit.com/insurance) - [CAREERS](http://www.rsrit.com/careers) - [BLOG](https://blog.rsrit.com) - [CONTACT US](http://www.rsrit.com/contact) - info@rsrit.com - +1(248) 477-3555 - - - - [![Reliable Software](https://blog.rsrit.com/hubfs/Reliable_Software_September2017/Images/logo_dark.png)](http://www.rsrit.com/) - [HOME](http://www.rsrit.com/) - [ABOUT US](http://www.rsrit.com/about-us) - [SERVICES](http://www.rsrit.com/#) - [Strategy & Advisory](http://www.rsrit.com/strategy-and-advisory) - [Analytics](http://www.rsrit.com/analytics) - [Cloud](http://www.rsrit.com/cloud) - [DevOps](http://www.rsrit.com/devops) - [Information Management](http://www.rsrit.com/information-management) - [Legacy Modernization](http://www.rsrit.com/legacy-modernization) - [Workforce Management](http://www.rsrit.com/workforce-management) - [INDUSTRY](http://www.rsrit.com/#) - [Healthcare](http://www.rsrit.com/healthcare) - [Government](http://www.rsrit.com/government) - [Manufacturing](http://www.rsrit.com/manufacturing) - [Banking & Financial](http://www.rsrit.com/banking-and-financial) - [Retail](http://www.rsrit.com/retail) - [Insurance](http://www.rsrit.com/insurance) - [CAREERS](http://www.rsrit.com/careers) - [BLOG](https://blog.rsrit.com) - [CONTACT US](http://www.rsrit.com/contact) ![Blog](https://blog.rsrit.com/hubfs/Reliable_Software_September2017/Images/blog-banner.jpg) # Latest Posts # Accurate COB: A Matter of Time [April 22, 2022](https://blog.rsrit.com/a-matter-of-time) [Reliable Software](https://blog.rsrit.com/author/reliable-software) [Analytics For Healthcare](https://blog.rsrit.com/tag/analytics-for-healthcare), [Analytics](https://blog.rsrit.com/tag/analytics), [Healthcare](https://blog.rsrit.com/tag/healthcare), [Data](https://blog.rsrit.com/tag/data), [COB](https://blog.rsrit.com/tag/cob) ![Accurate COB: A Matter of Time](https://blog.rsrit.com/hubfs/5-25InvestinaI-2.jpg) There was a joke in the Soviet Union  that asked - *How can anyone predict the future when it's so hard to predict the past?*  While it was referring to the revisionist historical practices of the Communist Party, there is some truth about how the past changes. Changing historical data presents a challenge to analytics.   For example, in [health insurance](https://www.rsrit.com/insurance/) there is a *something* called [Coordination of Benefits](https://info.rsrit.com/coordination-of-benefits) (COB).  It is a complicated set of rules that determine who pays what portion of a claim when a person has more than one health insurance coverage at the same time.  Most health insurance companies are very effective at processing COB rules at the time a claim is submitted.   But what if the past changes?  The existence of other coverage may not have been known when a claim was paid.  At is that at a later date, the health plan learns of the other insurance and must apply the change retroactively. 1. Claim systems are not 100% effective at finding all impacted changes. Claim systems are designed for throughput, not historical analysis. 2. There are costs to reprocess a claim. 3. The doctor or hospital will also incur costs reprocessing a claim and possibly cash flow concerns. Retroactive changes, particularly COB, presents a challenge for health insurance. Reliable Software's analytics platform, [Lia for COB](https://www.rsrit.com/lia-cob/), tackles these challenges head on. Advanced analytic techniques are applied to historical data to identify recoverable claims that may have been missed. Machine Learning scores the likelihood a person may have other coverage.  You can focus on members with a better chance of cost recoveries. Over time, Lia will be able to predict the possibility a new member has other coverage. To learn more on how Lia can help, [contact us](mailto:sales@rsrit.com). [Role of SecOps in collaboration between IT Security and Operations](https://blog.rsrit.com/role-of-secops-in-collaboration-between-it-security-and-operations) [What is self-serve analytics and do you need it? Yes!](https://blog.rsrit.com/what-is-self-serve-analytics-and-do-you-need-it-yes-1)  [![Share on Facebook](https://static.hubspot.com/final/img/common/icons/social/facebook-24x24.png)](http://www.facebook.com/share.php?u=https%3A%2F%2Fblog.rsrit.com%2Fa-matter-of-time%3Futm_medium%3Dsocial%26utm_source%3Dfacebook) [![Share on LinkedIn](https://static.hubspot.com/final/img/common/icons/social/linkedin-24x24.png)](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fblog.rsrit.com%2Fa-matter-of-time%3Futm_medium%3Dsocial%26utm_source%3Dlinkedin) [![Share on Twitter](https://static.hubspot.com/final/img/common/icons/social/twitter-24x24.png)](https://twitter.com/intent/tweet?original_referer=https%3A%2F%2Fblog.rsrit.com%2Fa-matter-of-time%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&url=https%3A%2F%2Fblog.rsrit.com%2Fa-matter-of-time%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&source=tweetbutton&text=Accurate%20COB%3A%20A%20Matter%20of%20Time) ### Subscribe to Email Updates ### Recent Posts ### Categories - [Healthcare (27)](https://blog.rsrit.com/tag/healthcare) - [Essential for Success (24)](https://blog.rsrit.com/tag/essential-for-success) - [Data Analytics Tools (18)](https://blog.rsrit.com/tag/data-analytics-tools) - [Data (14)](https://blog.rsrit.com/tag/data) - [Health Insurance (14)](https://blog.rsrit.com/tag/health-insurance) - [Artificial Intelligence (13)](https://blog.rsrit.com/tag/artificial-intelligence) - [Cloud Computing (13)](https://blog.rsrit.com/tag/cloud-computing) - [Analytics (12)](https://blog.rsrit.com/tag/analytics) - [Application Modernization (11)](https://blog.rsrit.com/tag/application-modernization) - [Manufacturing (11)](https://blog.rsrit.com/tag/manufacturing) - [Digital Transformation (10)](https://blog.rsrit.com/tag/digital-transformation) - [Analytics For Healthcare (9)](https://blog.rsrit.com/tag/analytics-for-healthcare) - [Devops Development (9)](https://blog.rsrit.com/tag/devops-development) - [Reliable Software Tech Talk (7)](https://blog.rsrit.com/tag/reliable-software-tech-talk) - [data strategy (6)](https://blog.rsrit.com/tag/data-strategy) - [Coordination of Benefits (5)](https://blog.rsrit.com/tag/coordination-of-benefits) - [Company Updates (4)](https://blog.rsrit.com/tag/company-updates) - [Data Integration (4)](https://blog.rsrit.com/tag/data-integration) - [DataOps (4)](https://blog.rsrit.com/tag/dataops) - [Microservices Practice (4)](https://blog.rsrit.com/tag/microservices-practice) - [COB (3)](https://blog.rsrit.com/tag/cob) - [Cloud BI Analytics (3)](https://blog.rsrit.com/tag/cloud-bi-analytics) - [Coronavirus (3)](https://blog.rsrit.com/tag/coronavirus) - [Blue-Green Deployment (2)](https://blog.rsrit.com/tag/blue-green-deployment) - [COVID19 (2)](https://blog.rsrit.com/tag/covid19) - [Cloud Containers Secure (2)](https://blog.rsrit.com/tag/cloud-containers-secure) - [Hospital (2)](https://blog.rsrit.com/tag/hospital) - [IoT (2)](https://blog.rsrit.com/tag/iot) - [Lia (2)](https://blog.rsrit.com/tag/lia) - [Project Based IT Solutions (2)](https://blog.rsrit.com/tag/project-based-it-solutions) - [Self-Service Analytics (2)](https://blog.rsrit.com/tag/self-service-analytics) - [Visualization (2)](https://blog.rsrit.com/tag/visualization) - [Workforce Management (2)](https://blog.rsrit.com/tag/workforce-management) - [AI (1)](https://blog.rsrit.com/tag/ai) - [CEO Message (1)](https://blog.rsrit.com/tag/ceo-message) - [Cloud Pak for Integration (1)](https://blog.rsrit.com/tag/cloud-pak-for-integration) - [Software Analytics Practice (1)](https://blog.rsrit.com/tag/software-analytics-practice) - [ccpa (1)](https://blog.rsrit.com/tag/ccpa) - [data governance (1)](https://blog.rsrit.com/tag/data-governance) see all ### COMPANY - [Home](http://www.rsrit.com/) - [About Us](http://www.rsrit.com/about-us) - [Careers](http://www.rsrit.com/careers) - [Blog](http://www.rsrit.com/blog) - [Contact Us](http://www.rsrit.com/contact) ### SERVICES - [Strategy & Advisory](http://www.rsrit.com/strategy-and-advisory) - [Analytics](http://www.rsrit.com/advanced-analytics-services/) - [Information Management](http://www.rsrit.com/information-management) - [Legacy Modernization](http://www.rsrit.com/legacy-modernization) - [Workforce Management](http://www.rsrit.com/workforce-management) - [Cloud](http://www.rsrit.com/cloud) - [DevOps](http://www.rsrit.com/devops) ### INDUSTRY - [Retail](http://www.rsrit.com/retail) - [Banking & Financial](http://www.rsrit.com/banking-and-financial) - [Insurance](http://www.rsrit.com/insurance) - [Healthcare](http://www.rsrit.com/healthcare) - [Manufacturing](http://www.rsrit.com/manufacturing) - [Government](http://www.rsrit.com/government) ### SUBSCRIBE - [Privacy Policy](http://www.rsrit.com/privacy-policy) Copyright 2020 | Reliable Software Resources Inc. All Rights reserved